Walmart unveiled a new app for its 1.4 million employees that assists in budgeting for bills and spending…and also receive their paychecks earlier (for free the first eight times and then for a fee afterwards).  Walmart claims the app was created to help workers budget carefully and plan ahead.

Critics say the opposite. “Living paycheck to paycheck is too common at Walmart and that is the problem that Walmart should be trying to solve,” said the Organization United for Respect at Walmart, an advocacy group for the retailer’s employees.